This post is sponsored by Lance Advisors. All opinions expressed are my own. I am not ashamed to admit that in my 19 years as an adult I have not made the best financial decisions. I have gotten credit cards, got behind on bills, and spent more money than I should. As they always say your past catches up to you. You don't necessarily think about your past catching up to you until you want to do things like buy a house or a car. Then you want to :: Keep Reading ::